Acumen Money

August 6, 2025

Australia’s Property Market at Mid-Year 2025: RBA Moves, Mortgage Pressure, and REIT Strategy

As we enter the second half of 2025, Australia’s property market is at a pivotal moment. The Reserve Bank of Australia has paused its rate-cutting cycle after an initial move in May, while inflation continues to ease and consumer confidence begins to stabilise. Against this backdrop, housing prices are rising steadily, and investor attention is returning to real assets.

July 31, 2025

Rebuilding Value: How AI and Technology Are Reshaping the ASX in 2025

The Australian technology sector has entered a period of renewed growth and strategic transformation in 2025, following a prolonged phase of underperformance between 2022 and 2024. This resurgence is not solely driven by market sentiment, but by fundamental improvements in how technology companies operate, monetize their offerings, and deliver tangible business value.

May 30, 2025

Beyond Tariffs Strategic Realignment in Australia–India Trade and Investment

On May 12, 2025, the U.S. and China reached a pivotal agreement to pause mutual tariffs for 90 days, signifying a rare moment of easing tensions that have significantly influenced global trade patterns in recent years. However, it is crucial to understand that this temporary calm does not guarantee lasting stability. While market reactions might focus on these headline developments, astute investors should focus on a more profound and strategic transformation: the reorientation of Australian trade flows, particularly with India.

March 25, 2025

From Dental Student to Specialist: Navigating Career Choices with Personality Insights

Embarking on a career in dentistry can be daunting, given the myriad of specialties and work environments available. While clinical skills are crucial, personality traits significantly influence career satisfaction and success. This article explores how the Big Five Personality Traits can shape your work style, patient interactions, and choice of dental specialty.

March 24, 2025

Financial Planning for Dentists: Investment Strategies Based on Your Personality

As a dentist, financial planning is a critical aspect of your career, especially given the unique challenges you face, such as high student debt, the complexities of practice ownership, and the need for effective retirement planning. Navigating these financial waters can be daunting, but understanding how your personality traits influence your financial decisions can be invaluable. Your personality not only affects your risk tolerance but also shapes your investment strategies, leading to more tailored and effective financial planning.

March 24, 2025

Beyond Clinical Skills: How Self-Awareness Can Elevate Your Dental Career

Dentistry extends beyond clinical expertise; it requires strong leadership, teamwork, and business acumen. While technical skills ensure precision in treatments, self-awareness serves as the foundation for career growth and professional success. Understanding your personality can refine your communication style, enhance decision-making, and foster a thriving workplace culture.

March 4, 2025

How Personality Shapes Your Dental Career

Your personality isn’t just about how you interact with people—it also influences which dental specialty and work environment will bring you the most fulfillment. The Big Five Personality Traits—Openness, Conscientiousness, Extraversion, Agreeableness, and Neuroticism—offer valuable insights into which path may suit you best.

December 13, 2024

Big Five and Neuroplasticity

Why the Big Five? Understanding the workings of our own Big Five gives us insights into and may even predict how we will react, think, decide, feel and behave when circumstances arise. As much as it is important for a share/derivatives trader, so it is for medical professionals who are involved in emergencies or critical patient care.

December 12, 2024

Money Personality and its effect on Net Worth

Investors constantly look for the best investment ideas to deliver the returns they desire. Be it the promise of an investment instrument, or an expert's view or the best-performing fund, our hopes hinge on making the next best call. But there is one area that is usually overlooked - your "Money Personality" and how it affects your investment performance.

July 22, 2024

The Moving, Moving Parts

As investors move towards second half of the financial year, the moving parts of the markets are moving again. By the end of June '24, as the financial year concluded, the Australian stock market saw a 12% increase (dividends included). During this same period, the S&P 500 has maintained a robust growth of 21.5%. As investors move towards second half of the financial year, the moving parts of the markets are moving again.

June 21, 2024

Central Banks Policy Rates

June 2024 expectation of interest rate paths by JP Morgan

June 17, 2024

The story continues in May

After a decline in April, the markets regained stability and achieved a slight increase for the month. As of June, the overall market situation appears stagnant, but beneath the surface, there are significant sector rotations and divergences.

June 1, 2024

EOFY deal

ProsperaMed brings attractive discounted rates for medical businesses. Speak to us about your requirement

May 31, 2024

New clinic purchase

Are you looking to buy a clinic or start one? We can help with finance and more.

May 20, 2024

Hazily Constructing

As we move into mid May, let’s evaluate three top of mind questions: Is this positive trend sustainable, have I missed the rally and should I be investing more of the same for the rest of year?

May 17, 2024

Invest Smarter with SMSF Property Purchase

Unlocking the Potential of Property Purchase with an SMSF Structure

April 22, 2024

Stealthily Higher

As equities markets around the world climbed stealthily higher in March, we investigate if economic strength undergirds the Australian market. We take a bottom-up approach; starting from households to small and then listed businesses.

April 11, 2024

LMI waiver for nurses

Registered nurses may be eligible for Westpac's medico LMI waiver policy up to 90% LVR. Minimum income threshold of $90,000 per annum.

April 1, 2024

Buying a clinic

Purchasing a clinic is a big commitment and an arduous task. Obtaining finance is only the start

March 18, 2024

Steady as she goes

The month of February was about “old” highs being smashed and new highs reached. Let’s take a look at what’s been going right and what needs to be right for us to be alright.

March 1, 2024

Equipment purchase

Are you looking to buy a medical equipment but have less than 1 year business history?

February 21, 2024

The Big Five Money Personality

Do you know what your Big Five Dimensions are? What is your Money Personality?

February 19, 2024

New High, How High?

If January 2024 was the month when Indices climbed towards their previous all-time highs and slightly more, then February would be the month mindsets were broken and a new psychological level of 7700 breached.

December 17, 2023

Lithium

The fall in lithium price has been severe, where to from here?

December 17, 2023

Year-End Cheer

Where did the year end cheer come from? Let's take a look together.

November 17, 2023

Three In a Row

October brought the third down month in a row for the ASX. Many of the issues markets were contending with are still being played out. Investors continue to have the need of balancing the scale of a soft landing on one side and recession on the other.